The HGTV Deception

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Ok, so before you flog me, I will admit that “Property Brothers,” “Beachfront Bargains” and “House Hunters International” are some of my favorite shows. So, no, I don’t hate HGTV, but I do dislike the false picture it seems to paint when it comes to the house hunting and purchasing process.

“House Hunters” paints a picture of a happy couple looking at several houses, picking one and then closing. In one episode, they actually showed a couple who purchased a short sale and were able to close in about 4 months and they bought the house for $85 thousand less than what it was listed. The only frustration that comes into play is when a wife complains that a closet or bathroom is not large enough or the husband complains that the house doesn’t have a 3 car garage or the basement isn’t large enough. At the end of every single episode there is a happy couple in their new home.

I have found this process to be anything other than what is shown on that show. It is long, frustrating and it depends on other people doing what they need to do. Many tears have been shed up to this point and I am pretty sure more will be shed before all is said and done.

Let me back up and give a quick review of where my hubby and I started for some of my newer readers. When we were first married, we made some horrible financial decisions and lived off of our credit cards. We ended up consolidating and had no idea that making that decision would be the equivalent of filing for bankruptcy where our credit scores we concerned. When we moved from TX to TN, we were in a rental and when our landlord announced that she was moving back to town and was moving back into her house. We applied for a home loan because we wanted to buy a home. The lenders laughed at us. At this point, we found a lease/ purchase. We had to repent of the way we handled finances and started to loosely follow the Dave Ramsey Plan. The lease/ purchase fell through at the end of June and we had credit run again. At this point, our credit scores were where they needed to be!

This brings me to the whole point of this post. The house hunting and purchasing process is not easy and can be down right frustrating. When we received the great news about our credit scores I was on cloud nine. My hubby and I were on line and looking at houses that night. Our long time friend and agent also started sending us listings.

The following week, we started looking at houses. There was only one that my hubby and I agreed on. When we went to the house, it had some amazing upgrades. It was in a neighborhood where I really wanted to be, plus it was only 10 mins from our church. After a walk through, we made an offer. Again, I was on cloud nine. After 9 years of marriage we were finally going to be home owners. Then, after 2 days of waiting and fretting, it all fell apart. Not only did the home owners not want to budge on anything, our lender told us that we were not approved for a home loan large enough to cover that house. The would be the first of many times that tears would be shed and disappointed would prevail.

During this time we frantically looking on line at listings as well as looking for rentals because we were running out of time before we had to be out of the other house. 12 houses later, we found a house that I loved and could see us raising our kids in and just enjoying life. This house has everything that we need and several things on our wish list, including a huge walk-in closet in the master, a bay window, a screened in back porch, a fireplace and a TIN ROOF!!! Yes, I am a country girl at heart and have always dreamed of owning a home with a tin roof. This house looks like it belongs on about 5 acres of land, not on a random side road where 2 major roads connect. My kids saw it, loved it and refer to it as the “Blue House.”

Yep, we fell in love with a short sale and made an offer at the end of July. Cue music from a horror flick. I can’t for the life of me understand why they are called short sales when there is nothing short about this process.

When we made the offer we knew we would not be able to close before we needed to be out of the old house, so after a long and frustrating search, we moved into a 2 bed, 1.5 bath, 1000 sq ft apartment. Roughly half of our stuff is in storage. All 3 of our kiddos are sharing a room and the worst part of the whole thing is that we had to surrender our dog.

When we moved in, we knew that it would be a temporary stop. At first we thought we would have the ability to close in early to mid November and be moved in by Thanksgiving. In the middle of Sept, we received a call from our agent that the agent on the other side was not doing all that needed to be done and that if we were lucky, it would be Thanksgiving, the first of December before we could close, meaning almost Christmas before we could actually move our family in. Cue another round of tears, but at least I had hope that we would be moved in and spend Christmas in our dream house.

Fast forward to this past Tuesday, 9/23 and we received an email from one of the agents working with us that the sale may not happen. (We are actually the second offer on the house, but the first is only an investor and our offer is much higher). The seller has not done much of what needs to be done and the investor’s offer still has not been rejected. Cue, yet another round of tears and frustration in trying to explain our kids that the “Blue House”  may not be our house.

On Thursday, 9/25 we met with our agent. I had mixed emotions about our meeting. He was honest with us, in that if the seller and agent don’t do what they need to do by the end of October, we will have to let the “Blue House” go and look for another house because there is no way that we will be able to close before the 6 month lease on the apartment ends.

My husband and I are determined to be in our new home no later than that because we want our kids, especially our daughter, to have the remainder of the school year to adjust to the new house while having the security of their normal church and school routine. My daughter will start kindergarten in the fall and we don’t want her adjusting to a new house and a new school all at the same time.

We have since looked at a few other listings and have driven by 2 of those homes. One home we found online and felt that it would be a great contender for the “Blue House.” I sent a text to our agent, he did some checking, called me back and told me that it had actually been closed on that morning. More frustration.

My birthday is in 10 days and I am praying for what I call the “birthday miracle.” I am praying that on my birthday, our agent will call us and tell us that things are progressing and that we will have a time from to close our “Blue House.”

In the meantime, we will continue to look at listings on-line, while praying that we won’t need any of them as our back up plan. There is another house, slightly above our price point that we are kind of hoping will stay on the market, so that if the “Blue House” falls through, we can negotiate this one down to where we need it to be. The best part of the second house is that it has a huge front porch and the back yard has some amazing potential.

NONE of what I have shared is ever shown on “House Hunters.” While I wouldn’t take joy in knowing that others have walked or are walking in our shoes, it would be great to know that we are not alone in this process. It would be reassuring to see a couple of episodes where the deal falls through and that the couple ends up with house D instead of house A. It would also be nice to see where an agent tells a couple that their budget is not what they thought it would be, so looking at a house $50 thousand above budget is a waste of time, unless they have that kind of money sitting in the bank. I also wish they would do more shows on short sales.

It hard when you have been looking forward to the house hunting process for so long, only to have it turn out to be a long and frustrating process. It’s also hard when you have to figure out how much to tell your children and how much to withhold. At this point, we will not be looking at any more houses with the kids and will only tell them what we feel like they need to know. I am also not watching another episode of “House Hunters” until we have signed on the dotted line and moved our family into our new home.

Adventures With Boys

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I had NO idea what I was in for when we were blessed with 2 boys. My husband and I also have a daughter, but things are different with her than our boys. She is 100% girly and loves all things horses, ballet and princesses. My boys, on the other hand, are 100%, pure, boy. They are loud, messy and stinky. I wouldn’t trade them for anything, but I was not at all prepared for life with 2 boys.

My boys are different and have their own distinct personalities. My older son loves anything that has to do with music and soccer. He is also the instigator as well as our peace maker. Strange for one child to be both, but he is. He cuddles and is affectionate on his own terms, but when he is, it makes my heart melt. He also thrives on affirmation and being a helper. My youngest is a cuddle bug. He loves monkey’s, John Deere tractors and robots. He also loves anything that involves a ball. He is not fan of cleaning and would rather snuggle than clean anything.

This past week was pretty typical of what we experience with our boys. They are physical with each other and yes, it often causes one or both of them to walk away with cuts and bruises. They can go from being the best of friends to being at odds with each other and back again in the course of about 5 mins.

Tuesday, my kids went to school and then I decided to take the kids to the local mall to ride the carousal and to play in the play area. The carousal ride was fine and then we went to the play area. My kids were the “big” kids on that day. There seemed to be more small ones, just learning to walk than normal. My boys, being themselves, were running and jumping all over the place. I had to have several conversations with them and even issue at least one timeout due to them being too rough. We walked around the mall and then met my hubby for dinner. All in all it was a great night. UNTIL. Yes, until we got home. My boys walked in the door and started wresting and rough housing. As I am walking up the stairs, I can see them doing this and am trying to get them to stop. That’s when it happened. Peanut, my youngest, goes face first into the bed and lets out a blood curdling scream. At first, I thought he was over reacting, UNTIL he stands up.

He turns and looks at me while screaming and I see IT. Yep, my youngest had a huge welt and a well formed bruise on the side of his face. I couldn’t believe it. I don’t think I have ever seen a bruise appear so fast as that one, but there it was. I did what any mother would do and immediately put ice on the side of his face, gave him ibuprofen and rocked him in the rocking chair. We sat there for a good long while before he was calm and ready to put his jammies on and get ready for bed. The next morning, his face looked horrible and I dreaded taking him to church that night. I also dreaded taking him to school on Thursday with that huge bruise. Once I explained what happened, his teachers were at least semi understanding.

Fast forward to this afternoon, I needed to make a quick run to the grocery store and both boys decided they wanted to go with me. I agreed and out the door we went, As I turned to lock the door, I hear a scream. When I turn around my older son was sitting on the ground and holding his knees with tears running down his face. Somehow he managed to trip and fall and scrape the palm of his hands as well as his knees. I sent him back inside to let daddy clean him up and took only my youngest to the store.

My youngest picked out chocolate cupcakes with green frosting because he thought they would help big brother feel better. Green is my older son’s favorite color and I thought it was sweet that my youngest remembered that.

This is only a small taste of what I have been through with my boys. Last year, I sent both of them to school, on the first day, with black eyes. I feel like every time I send them to school they have a new cut, scrape or bruise. In my Facebook post Tuesday night, I posted that I was waiting for DCS to show up at my door. Other mothers of boys tell me that this is completely normal and that DCS will not show up, but I am not completely convinced. My boys seems to attract injuries and even at times appear to be proud of those injuries.

My youngest was our first trip to the ER a couple of years ago and at that time, I fully expected DCS to show up because he had a gash between his eyes. The ER doctor was amazing. He said “Mama. This is your first trip to the ER, but I can promise, it won’t be your last.” There is a part of me that hopes and prays that he is wrong, there is a part of me that knows he was giving me a heads up on what was to come.

While I look forward to watching my 2 little boys grow up, I am also a little afraid of what lies ahead for them. I hope that they maintain their passion and zeal for life, but maybe develop a little gentility along the way. Until then, I will keep plenty of band-aids on hand and give loves and cuddles as the accidents happen.

I am sure there will be more blog stories about them in the years to come.

Mommy Friends and CFA

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This morning I loaded all 3 of my kids in the mini van and headed to a local CFA to meet other moms and kiddos for a play group. My kids were excited to see their friends and eat at their favorite place. While I was happy to get them out of the house for a couple of hours, it’s never an easy feat getting 3 kids ready and out the door. This morning was cloudy and dreary and a part of me was tempted to text one of the moms and tell her that we were going skip out, but I didn’t and out the door we went.

Once we arrived, my kids were ready to jump out of the van. As soon as we walked in and they saw their friends, they took off running and squealing with delight. As I approached, I was honestly happy to see the other 2 mothers already sitting at the tables. These are 2 women that I have really only known for about a year, but have come to cherish their friendships.

Kids were fed and sent off the play area. Yes, I love this about CFA. Moms can sit and chat while keeping our eyes on our kids in the play area without actually having to go in there. Plus, how can you go wrong when eating anything at CFA? Their food is incredible, especially for fast food.

The other 2 moms may not think twice about the conversation from this morning, but it meant a great deal to me. It may be me, but for some reason, I feel that the conversations at CFA seem to be deeper and more substantial among the moms, than at some of the other places we have play groups. Not sure if this is because our kiddos are truly out of earshot, or that we actually sit and face each other while talking. Whatever the reason, I look forward to play group at CFA.

Today was no different than any other play group, but I walked away from the conversation with the other 2 moms feeling more encouraged than I have felt in a while. We talked about the joys and struggles of being moms and the different issues we are going through with our kids. We also talked about long term goals and I was given the boost that I needed. Thanks to one of the mothers I have switched my blog from blogspot.com over here to wordpress. Both moms gave me suggestions and ideas on how to expand my readership. My goal is to reach a wider audience with my blog, in the hopes of starting to speak at moms’ groups, women’s events and retreats.

In an earlier blog, I had shared my dream of being a speaker, but have never really taken any steps to try and make that happen. Last summer I had a long conversation with one of the pastors from my church and he challenged me to write one blog post a week. I did that for about 6 weeks and then my posts were much more sporadic. This morning one of the moms issued the same challenge. While I can’t make any promises that I will make one post a week, I am certainly going to try. My hope is that my blog will somehow translate into invitations to speak to different groups.

The conversation from this morning left me feeling encouraged and challenged. It also served as a reminder that I have people, other than my husband and family, supporting me. There are others who believe I can achieve my dream. I come across as overly confident and sometimes even a little cocky, but the truth is I am like most other people and what others think of me does matter. I needed this boost this morning. I needed to hear that I can achieve my goals and dreams.

Thank you for reading my first post here on wordpress. If you would like to go back and read my previous blog posts, feel free to head over to my old blog at http://www.mirrormirror05.blogspot.com and catch up on old posts. Not sure how long I will keep that blog up, since I will no longer be making posts over there, but you will see where I have been and some of where I hope to go. Thanks again for joining me on this journey.